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Archive for January, 2008

Just adding to the challenge

January 31st, 2008 at 07:13 pm

Adding $58.00 to the challenge for money saved the last few days.

$470.00
$ 58.00
$528.00 new total

I feel guilty...

January 29th, 2008 at 10:48 pm

I wasn't feelimg well yesterdy so we ordered pizza for dinner. $20.00 gone.
I guess that's not too bad though because it fed all five of us last night, and the kids' lunch today.

Picked up a few things today at WM that we have been needing for quite some time. Spent around $100.00. Blah!

Went to CVS. My total came close to 80.00. Walked out spending under $2.00.

Adding $58.00 to the challenge for coupon savings, $2.00 for no heat/air for the last two days, bringing my challenge total to $470.00

Two days in a row?

January 28th, 2008 at 02:04 pm

2 NSD's in a row. Wow. I basically did nothing yesterday, as I hurt my back. Let's just say my body is too old to do certain things.

New challenge total $410.00

It's a miracle!!!

January 27th, 2008 at 05:04 pm

I had a NSD yesterday. Haven't had one of those for awhile. Since they are few and far between, I'm adding $5.00 to the challenge. Also adding $1.00 for incorporating leftovers. Up to $405.00 now.

Also a big thank you to all who replied to my plea yesterday. I got a lot of great ideas. Smile Hopefully I'll makes lots of moola with these creative sayings. All I make will be applied to the car note. Should be paid off by the end of March.

I need your help please...

January 26th, 2008 at 11:07 pm

Anyone familiar with my posts knows I sell cookies and cakes. Well, this year I'm going to do Valentine cookies on a stick again. I make them look like large conversation hearts. The problem is I've misplaced my list of sayings, and thought all the good people here might be able to help me out. Smile (remember they have to be short).

Here are some I already have:
XOXO
2 sweet
luv U
cutie
sweetie
kiss me
be mine
stud muffin
big daddy

The ones directed for men are really popular.

Thanks to everyone who helps.

Savings!

January 26th, 2008 at 02:44 pm

Over the last few days I have "spent" $140.00 b/t groceries and CVS. (gotta love CVS) With coupons I have saved $75.00. That's not even counting savings from sales. So I guess that's not too bad.

Plan on cleaning the house today. Too much to do and not enough time. (Time management is not my thing).

Also plan on calling about refinancing my mortgage Monday. Maybe even checking into Lending Tree. Anyone else use them?

Savings? Or not?

January 25th, 2008 at 02:44 pm

I had planned to come here this morning and post how much I have saved these last few days, but got to thinking...if I have saved X amt, just how much have I spent OOP? I will figure that out later this evening, as I don't have the time right now.

New challenge total $398.00

Looking back

January 23rd, 2008 at 04:18 am

Last night i had some time to kill and was reviewing some of my old posts. September 4th, 2007 I was hoping to have my car paid off within 9 mos. I think that is actually going to happen. My DH and I have been very diligent with the money situation. Putting some back here and there. Even with the work situation, we're doing okay.

Adding $1.00 to the challenge for no heat/air. New total $320.00

Change jar

January 22nd, 2008 at 04:36 am

I rolled the change today and came up with $73.00. Not bad for a couple of months. Saved $38.00 with coupons, and also adding $1.00 for incorporating leftovers. New challenge total $319.00.

Overcharged!

January 21st, 2008 at 05:59 am

Yesterday my oldest son had two out-of-town basketball games scheduled six hours apart. Between the games we decided to get a bite to eat. When the ck. came it only had the total and was very high. We inquired about it and they looked shocked that we would even ask. Nothing was said, but the bill total was changed. I thought it was out of the ordinary that the bill wasn't itemized, so i had questions. Smile Anyone else have a similar experience?

saved $40.00 with coupons today bringing my challenge to $207.00.

Recieved the money

January 18th, 2008 at 02:36 pm

I got paid for both cakes yesterday to the tune of $64.00.

For the challenge I've decided to add $1.00/day for no air/heat, round up to the nearest dollar on all debits and checks, $1.00/day for eating/incorporating leftovers, coupon savings, and adding all money from cake/cookie sales.

So far this month:
6 days using leftovers $6.00
5 no heat/air days $5.00
rounding up $12.00
cakes $64.00

Old total $80.00
add $87.00
New total $167.00

Now to just have the discipline to actually put it in an ING acct! Or should I put it toward debt?

A lot happening lately

January 17th, 2008 at 02:51 pm

So much has happened since my last blog. This one is seriously overdue.

Our household income has been temporarily cut. Everything is okay though. I thought it would be a lot harder to adjust to a new budget. We do have an EF which puts me a little more at ease, and we haven't even had to touch that yet. I'm actually putting a little in the saving also. I am kind of dissapointed that we can't pay off my car sooner. We were snowballing the loan, but now only making the regular note.

Approx. 3 weeks ago my daughter fractured her arm in a four wheeler accident. My DH and kids went deer hunting, and her uncle let her drive it without asking her dad. Long story short... four wheeler hit a hole, then a fence. Uncle was very concerned about my daughter's wellbeing, but kept metioning his concern over the four wheeler. How he was going to fix it, pay for it, etc. My DH didn't offer any money because he allowed her to drive without his permission. Now uncle is sour.
Oh' well! What really bothers me is that he hasn't called to see how daughter is doing.

On a lighter note, I have a cake order today. That money will be put to the challenge. Should be around $35.00. I also have $32.00. to add for a cake I did but haven't been paid for yet. I won't add that any of that money until I actually have it in hand. Maybe I'll start another ING acct. for my challenge money. Kids wan't to go to Disney this year, but I just don't think it's in the budget. Maybe this savings can go for a trip next summer.

Until I figure out how to do a ticker, I will list my challenge money at the end of my blog.

Start challenge: $20.00
Coupon savings: $60.00
Total: $80.00