For the past year we have been making an extra principal payment on our mortgage monthly. It has already knocked quite a bit off our balance. I am really gung - ho about paying this thing off, but life keeps throwing obstacles in our way.

Just recently we had to take my SUV in for repairs (that cost over $500.00), We still need a new mattress etc, etc, etc.

Updated my sidebar to show escrow and emergency fund deposits. Slowly but surely we'll get there.