Rounded up all my cks. for the mo. of Feb. Came up with $12.00 to add to the challenge. Also adding $40.00 for coupon savings. Brings the total to $1002.00.
Archive for February, 2008
Several weeks ago I bought two frozen items at the grocery store. When I went to open the package, the food was freezer burnt. Checked the experation date. Yep, out of date by one month. The people at the store are too lazy to rotate stock??? Called the 800 number on back of package, and recieved coupons for free items. Also let the store know that their stock was out of date. Management wasn't very happy! Got a refund from the store also.
Point is, call the 800 number on the back of products and give them your feedback (good or bad) and they will usually mail you generous coupons.
Counted the change in my cars ashtray. $33.50! Added to the challenge. Total now is $950.00.
I finally broke down and made an appt. for a MRI today. My back and leg is still really bothering me. Hope all goes well.
On another note, my family and I went out of town this last weekend. Returned Monday exhausted. DH got a speeding ticket going 83 in a 70. I'm a little upset (told him several times to slow down...but nooooo!) So this will put a $200.00 damper on my budget. Ouch! No defensive driving either. He's alrerady taken it w/i the last year.
Will have to figure out the budget when we get home. I've kinda let it go lately.
I went grocery shopping the other evening, and upon getting into the car noticed that I didn't get the discount. At this particular store the items ring up regular price with the discount immediately after it. On my forth item of the same thing my discount wasn't applied. The next time I was in that store, I showed "customer service". She gave me every excuse, but finally gave up and refunded my $1.69.
Yesterday we recieved the emergency room physician's bill (daughter fractured her arm on 4-wheeler) for $423.00 after insurance payment! What? Long story short, I made a few phone calls and found out this particular doctor is not in network. Insurance rep. said no problem, all emergency room visits are paid 100% reguardless if in network or not. Yea!!!
So I figure I saved $423.00 in about 15 minutes time! Go me!
Adding $2.00 to the challenge for refund, and $1.00 foe no heat/air bringing my total to $916.00 (Maybe we'll make it to Disney this year after all.)
A few days ago we bought a dining room set off Craigslist. Table, six chairs, and a side buffet table. Both tables have glass tops. On the way home the buffet glass broke. To replace it (1/2" thick with a beveled edge is going to run $328.00!!! I only paid $400.00 for the whole set! (talked him down from $450.00) WOW. Anyway, I believe we will go for 1/4 inch thickness with no bevel for $30.00.
Also today, the trash people called us from the street. Said we owed 70.00 for the quarter, and it's been due since Jan 1. What? I haven't seen a bill. They instructed me to put put the money in a zip lock bag and put it on the trash can and they would get it on their way back up the street. No thanks. We'll just make a run to the dump in the next few days.
DH took DD to the Dr. today. A new script at CVS will net me a $25.00 gift card (with coupon).
Adding $5.00 to the challenge for a rebate I recieved yesterday, and $9.00 for coupon savings. Total is now $913.00
Yesterday my DH and I were trying to make some room in the fridge, and I pulled out our 1/2 gallon ketchup container (we make BBQ sauce out of it also) and realised that there wasn't much left. I opened it up and started scraping the sides and bottom to get the last bit out to put in a smaller container. I told my husband that this was really sad - most people would just throw the container away. (But we have never really been "most people") Anyway, after a short pause he chuckled. I asked him what he was laughing at and he replied "is it sad that you have a paid for SUV?" WOW! Big reality check! He's a good man.
Adding $2.00 for no heat/A.C. and $4.00 for coupon savings, bringing the total to $899.00.
now that we have paid off my car 2 mos. earlier that speculated. It was a five year loan, so actually we paid it off 4 yrs, 2 mos. "early"!!! Gazelle intense.
Now we are working on our 3-6 mos. emergency fund. By my figuring this should be totally funded in Oct 2008, if all goes as planned. Then in Nov we hope to fully fund our Roth IRA's. This then should be funded just in time to file our 2008 taxes. Hopefully.
I just want all this to happen a lot faster than it is, but I know we are doing the best we can.
Sold some valentine cookies today and made $165.00. Not too bad I guess. It's nothing compared to the money I made last year tho, but I really wasn't up to it this year. This added to the challenge brings it to $893.00. Yea!
I got a new to me car last year and was hoping to have it paid off by the end of April, 2008. Well, we are going to be paying the balance off this week. 2 months early! I am elated! Now, by Daves plan, we need to work on 3-6 mos. emergency fund. Hope to have it fully funded by the end of the year. I'm really wondering if that is possible? Hopefully so.
Haven't updated the challenge because I've been down with my leg. See prior post about my stupidity Because of this I haven't gotten out much and have had several NSD's. Haven't really kept track of everything so I'm just going to add $200.00. Challenge now up to $728.00.
I blogged a while back that I had hurt myself but did'nt get into any details.
Well, against my better judgement I got on my kids' trampoline with my daughter for all of 30 whole seconds when I felt my lower back "compact." Little did I know that I would pay dearly for my stupidity.
That evening and the next day my lower back hurt, but then the pain over the next week started traveling down my left leg. I figured It would eventually ease up, buy it has only progressively gotten worse. I can hardly walk at times and the pain is unbearable.
I went to the chiropractor thinking he could help but no. Two days later still a lot of pain. I have a doctors appt this morning. Hopefully something good will come out of it. The pain is almost indescribable. And the muscle spasms...WOW!
Some say it's a pulled muscle, while others say it's a pinched nerve. I don't know because I haven't ever had either.
Wish me luck at the appt.